The Facts:
In 2017 fire response teams were called to over 160,000 fire incidents. With domestic properties making up roughly 60% of those fires. Fire damage can make a house inhabitable forcing you to find separate housing until restoration is complete so efficient Fire Restoration is vital.
From worrying about costs of repairs to possible secondary housing costs there are many factors in fire damage and restoration. While most damage will be easy to detect, some unforeseen damages could be the real financial drain.
Water damage from extinguishing fires can wreak havoc on interior electrical systems as well as contribute to structural damage. Repairing electrical systems is an expensive situation that requires expert electricians adding more costs on to the restoration. These hidden damages need to be detailed on the first inspection or risk not being accounted for in an insurance claim.
Fire Restoration
Public Loss Adjusters offer a complete and extensive fire restoration and insurance claims management service. We manage the entire process from insurance claim to recommending specialist builders for your restoration services, so you don’t have to worry.
When a fire occurs insurance companies usually send a loss adjuster and then a surveyor to assess the damage. Building companies may then be invited to submit a tender with the expectation of potentially being appointed to take on the fire restoration work. Local builders may not have the experience with fire damage repair. However, when you choose Public Loss Adjusters an expert specialist is sent to assess the damage who may then recommend a competent building company. The loss adjuster will ensure that every detail of damage is discovered to ensure a comprehensive claim is settled.
We Work for You
By appointing independent loss adjusters, such as ourselves, you can rest assured that we work solely for the policy holder. Insurance companies usually send their own Loss Adjuster who has the company’s best interests at heart.
Public Loss Adjusters however have your best interest at heart. If you rely on your insurers appointed loss adjuster how would you know that any settlement on offer would be fair if you are not a building expert? This is why Public Loss Adjusters will always recommend that you get a second independent opinion from someone who is not being employed by your insurer. Public Loss Adjusters ensure that the settlement reached perfectly acceptable within range of the amount that you are entitled to and to cover the costs of any loss and fire restoration work.
Our Free Loss Adjusting Service
Public Loss Adjusters will ensure the management of your whole fire insurance claim process. Public Loss Adjusters usually charge a 10% fee (plus vat) of the final settlement figure for our services. However Public Loss Adjusters offer our services completely for free if you hire one of our specialist fire restoration contractors.
Loss adjusters are usually employed by an insurance companies and are sent out to assess any losses that their clients have incurred. A loss adjusters job is to report back to the insurer with recommendations as to what they consider the policy holder should be entitled to in order to settle their insurance claim.
What if there was an insurance claims management company who were members of the Chartered Institute of Loss Adjusters and were also regulated by the Financial Conduct Authority? A company that could manage your insurance claim from the point of contact right through to the settlement of your claim or even until your property is restored to its pre-loss condition.